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What you need to know about MAS Debt Servicing Framework

The Monetary Authority of Singapore (MAS) on June 28 2013 introduced a Total Debt Servicing Ratio (TDSR) framework for property loans applicable to all types of properties. The TDSR framework was a result of inspections on financial institutions' (FIs) practices around debt servicing ratios and credit underwriting. FIs are expected to adhere to the methodology for computing the TDSR.

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What you need to know about MAS Debt Servicing Framework

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Here's a crucial career checklist for Singaporean fresh graduates

In reality, there are a number of factors that influence how readily employable graduates are after their studies aside from their own preparation – country and culture, universities, government involvement, and the interaction between companies and universities.

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5 lessons marketers should learn from Singapore Hello Kitty frenzy

The Hello Kitty frenzy has happened again in Singapore, where people queue for long hours outside McDonald’s outlets just to get hold on the limited fairytale edition stuffed toy. The frenzy went a little bit wilder when masses of consumers queued for the toy despite the current unhealthy haze. Some consumers are even caught on video, quarreling and making a fuss over this stuffed kitty toy.

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Top 5 advantages of being successfully organised

Do you have all the right qualifications, experience, networks and still find yourself stuck on the same rung of the career ladder? Are you inadvertently harming your career prospects by projecting an incompetent image? Singapore’s first Professional Organiser divulges the unspoken secret of maintaining an organised office to clinch that next promotion.

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Why the Eu Yan Seng website hacking incident means trouble for Singapore

Bouts of hacker vigilante justice are unpredictable – Singapore as a prominent country in the international areana means that any local site could be targeted for a cause, to send a message or for no reason whatsoever. No matter how secure your website can be, it is bound to be hacked, crash due to overwhelming traffic, server outages or more.

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Why Singaporeans must be cautious about investing in Myanmar

Watch any financial program on television, read any business magazine these days and there is a high probability that they will mention Myanmar as a land of opportunity for any entrepreneur or company bold enough to enter this frontier market.

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How LinkedIn did Singapore businesses gigantic favors

The great thing about social media is that everything is measurable. Every connection, every re-post, every like, every comment all tracked. It makes social media the most ROI orientated and results orientated form of B2B marketing there is. It’s why some marketers prefer to still focus on off line marketing not social marketing…..you can’t track a TV advert, poster or print ad in quite the same way.

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Here are fearless predictions for Singapore’s UC and collaboration trends

Deployments of unified communications (UC)solutions are on the rise in Singapore and the region, with the technology recognised as a major facilitator for faster decision making within businesses. According to Frost & Sullivan, the UC market in Asia-Pacific was valued at US$5 billion in 2012 and is predicted to grow to US$7 billion by 2016. So, what does the crystal ball say for the UC industry?

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4 rules Singaporeans must know after a job resignation

At some point of your job, you may experiencing a career burn-out or exhaustion that triggers the thought of resigning from your job. Before making the major decision of “firing” your boss, ask yourself do you still have the passion and enthusiasm of what you are doing.

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Why Singapore offshore industry kings must gear up for Norwegian opportunities

Singaporean businesses involved in the offshore industry would be well advised to rug up warm, get a hot cup of tea, and take a close look at the growing volume of business opportunities coming from the coldest part of the world.

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Why Singaporeans must mull over taking the 'big leap' in their careers

It was the usual pre-plenary break, except that it wasn't.

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How Singapore can deal with a multi-generational workforce

Much has been said and written about ageing populations, a problem that is most acute in Japan, where over-65s currently account for 25 per cent of the population, and may account for 40 per cent by the year 2060.

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Why Singapore badly needs high performing teams

Raw talent will only take your business so far. It is strong teams made up of talented individuals that help companies succeed in today’s increasingly complex business environment. But often the top talent is focused on their personal career development and progression. Hasthe increasing focus on individual skills and capability detracted attention from the great skill of team play? As we know, many of the best results are achieved when an effective team is in operation.

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5 ways for Singaporean firms to master online strategy

Much like having a smart phone, being online has become a necessary evil. In fact, considering that virtually every major and small brand has a digital presence, it probably is not optional anymore.

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Why a Singapore company is an appealing jewel

The short answer is that Singapore is one of the easiest jurisdictions in the world to do business. The business registration process is quite streamlined, a Singapore company is governed by company laws that work to minimise red tape and startup incentives allow new companies to flourish.

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Why Singaporeans must set aside time to think

Stop and think for a moment. Yes, think. We don’t do enough of it.

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What Singaporeans can learn from the Malay culture

Culture shapes our behavior, because we are all the products of the cultures in our environment. In a blog post back in April, I talked about the role of culture in promoting teamwork in the workplace.

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